Advanced Online Zakat Calculator
By Mufti Taufeeq Mansoor
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Note: All monetary amounts are shown in Your National Currency.
24 Carat Gold & Silver Rate
Note: Zakat calculation requires converting gold to 24-carat purity.
24 Carat = 100% Pure Gold (Soft and not commonly used for jewelry)
22 Carat = 91.67% Pure Gold (Mostly used in jewelry)
18 Carat = 75% Pure Gold (Common in jewelry and artificial gold work)
Sterling Silver = 92.5% Silver (Common in jewelry and utensils)
Personal Assets (Enter Grams Only )
Cash & Cash Equivalents
Investments & Savings
Business Assets
10 Comprehensive Zakat Rules (Hanafi & Shafi’i Fiqh)
Zakat Nisab Calculation
- Zakatable Assets
- Zakatable assets encompass cash, gold, silver, business inventory, livestock, agricultural produce, and trade investments.
- Examples include cash in hand or accounts; gold and silver (including jewelry per Hanafi); livestock such as 40 sheep (1 due), 5 camels (1 due), or 30 cattle (1 due); crops exceeding 653 kg (5% for natural irrigation, 10% for artificial irrigation); and goods or investments held for profit.
- Personal assets, such as residences, vehicles, or clothing, are exempt.
- Zakat Rate
- Zakat is levied at 2.5% annually on cash, gold, silver, and trade assets, calculated based on the lunar year.
- Livestock follows specific rates: for example, 1 sheep per 40 sheep or 1 calf per 30 cattle. Agricultural produce is assessed at 5% (naturally irrigated) or 10% (artificially irrigated).
- Certain contemporary scholars propose 2.58% for the Gregorian calendar, though 2.5% remains the established standard.
- Personal Jewelry and Zakat
- Hanafi: Jewelry used personally is subject to Zakat if total wealth exceeds 87.48g of gold or 612.36g of silver.
- Shafi’i: Jewelry used personally is exempt from Zakat, though voluntary payment is recommended.
- Minors and Zakat
- Hanafi: Wealth owned by minors or individuals lacking mental capacity is not subject to Zakat.
- Shafi’i: Wealth owned by minors or individuals lacking mental capacity is subject to Zakat if it exceeds the threshold, managed by a guardian.
- Nisab Threshold
- The nisab is defined as 87.48g of 24-carat gold or 612.36g of silver for cash, gold, silver, and trade assets.
- For livestock, thresholds are 40 sheep, 5 camels, or 30 cattle; for crops, it is 653 kg of produce.
- Valuation is determined using current market rates.
- Liabilities and Zakat Calculation
- Hanafi: Debts due within the year and the current annual installment of long-term debts (e.g., mortgages) may be deducted from wealth prior to Zakat calculation.
- Shafi’i: Debts, whether short-term or long-term, are not deducted; Zakat is obligatory if wealth exceeds the threshold post-debt.
- Zakat Obligation
- Zakat is mandatory for Muslims whose wealth exceeds 87.48g of gold, 612.36g of silver, or specific livestock/crop thresholds for a complete lunar year.
- The silver threshold is frequently advised to broaden eligibility for this obligation.
- Receivables and Zakat
- Debts owed to an individual, anticipated to be repaid, must be included in Zakat calculations.
- Hanafi: Exclusion is permitted if repayment is uncertain until funds are received. Shafi’i: Inclusion is required if repayment is reasonably expected.
- Zakat Payment and Distribution
- Zakat becomes due after one lunar year if wealth consistently exceeds the threshold.
- Distribution is preferably local, in cash or goods, unless a greater need exists elsewhere.
- Eligible recipients include:
- The poor, possessing minimal or no wealth.
- The needy, unable to meet essential requirements.
- Administrators tasked with Zakat collection or distribution.
- Individuals whose hearts are to be reconciled, such as new Muslims (where applicable).
- Those in bondage or debt servitude requiring liberation.
- Debtors unable to settle overwhelming obligations.
- Efforts in the cause of Allah (Hanafi: often military endeavors; Shafi’i: broader scope, including education or charity).
- Travelers stranded without resources.
- Ineligibility for Zakat
- Sayyids, descendants of the Prophet ﷺ through Hasan or Husayn, are ineligible for Zakat unless facing extreme necessity, per certain interpretations.
- Immediate family members, such as parents, children, or spouses, are ineligible, as their support is a direct obligation.
About Our Advanced Online Zakat Calculator
Free Digital Zakat Calculator – Gold, Business, & Investment Zakat
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Our Advanced Online Zakat Calculator is a free, accurate, and comprehensive tool designed to simplify Zakat calculation in Islam according to Hanafi and Shafi principles. Supervised by Mufti Taufeeq Mansoor Sahab and guided by authentic Islamic scholars, this digital Zakat calculator ensures precise calculations for various assets, including gold, silver, and jewelry; business and personal assets; and investments such as mutual funds, ETFs, stocks, shares, fixed deposits, provident funds, and bonds. It also covers modern assets like index funds and partnerships, as well as real estate, cash, and loans. With real-time Nisab calculation using up-to-date gold and silver rates, this user-friendly tool supports all currencies and provides a step-by-step process to ensure accurate Zakat calculation across all types of wealth, including real estate and property.
Whether you are an investor, business owner, or an individual seeking to calculate Zakat online, our free digital Zakat calculator provides the perfect solution for accurate business Zakat calculation, Zakat on wealth management, and personal finances. This asaan Zakat calculator complies with Islamic laws, allowing users to input their assets and liabilities for a Sharia-compliant result, addressing common queries like “Zakat kaise nikale” or “Zakat kaise calculate karein” with ease. Additionally, our unique 80G government-certified Zakat donation option enables you to fulfill your Zakat obligations while enjoying tax benefits on your Zakat contributions. With our advanced tool for modern investment Zakat calculation, you can confidently manage your Islamic financial responsibilities. Try our Online Zakat ka hisaab calculator today and experience the ease and accuracy of our comprehensive solution!
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